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If a pipe bursts, a fire breaks out, or there’s unexpected damage in your suite, it’s natural to assume the owner’s insurance will take care of everything. But here’s the reality: the landlord’s policy covers the building, not your personal belongings or the cost of finding somewhere else to stay if repairs are needed. What the owner’s insurance doesn’t cover Your Belongings:  Furniture, electronics, clothes, and valuables are your responsibility. If they’re damaged or stolen

At Caraden Management, we know that searching for a rental home can feel stressful. For many, credit checks are a huge part of that stress. Many renters worry that a less-than-perfect credit score will stand in the way of finding a great place to live. We want to set the record straight: we’re not looking for perfection. We’re looking for patterns. Life happens, and that’s okay We understand that life doesn’t always go as planned. Relationships break down, jobs change, and so

Rent reporting is the process of submitting tenants’ on-time (or late) rent payments to major credit bureaus, such as Equifax and TransUnion. Historically, only credit products like loans or credit cards affected a person’s credit score. Now, rent payments can also help build or impact a tenant’s credit history. This is a welcome development if you are one of the thousands of tenants in Ontario who finds themselves saying “… but I always pay my rent!” Now you can provide proo